We are participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
 

CD/IRA Special Offers

  • 15-Month CD or IRA @ 1.30% APY*


  • 54-Month CD or IRA @ 3.00% APY*

Mininum $10,000 to open. Learn more.

Looking For A Free Way To Promote Your Business?
We've started a brand new group on Facebook for small business owners in the area. We want to invite you to join the group and take advantage of expertise and advice from other small business owners in the area. We're really excited to help small businesses help each other.

Log in to Facebook - search "Small Matters Northern Michigan" - start posting.



Questions About New Overdraft Rules?
Call or stop by your local branch, or learn more here.



New Rules Project
The New Rules Project launched the Community Banking Initiative to provide the empirical and conceptual underpinnings for a community-scaled financial system, which will reduce systemic risk and strengthen local economies, and to identify public policies that can revitalize such a system. Read more on why a community bank is a smart choice.

Talk to a Real Human Being

Toll-free (877) 325-8031
Monday - Friday 8:00 a.m. to 5:00 p.m.

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